how to finger-pick the dulcimer

how to finger-pick the dulcimer

the following article was published in Nonsuch News, summer 2018, the UK’s dulcimer club magazine and the international Dulcimer Players News, February 2019 – it has been updated in October 2020 with a little more information in the section: ‘which fingers to use’ 

how to finger-pick the dulcimer


Those of you who are familiar with my music will know that I play the dulcimer (and guitar) mostly finger-style.  To me, fingerpicking is one of the prettiest ways of playing the dulcimer.  This article outlines what I see as best practice fingerpicking technique and it should help you play fingerstyle too, should you wish to do so.

Some dulcimer players favour plastic or even metal fingerpicks, which seem to work particularly well on the banjo as they give a clear and loud sound.  I prefer to use my fingers however, which allows me to fingerpick more quickly, precisely and expressively.

I am assuming throughout that the reader is right-handed and that their dulcimer has 3 strings, or 3 sets of strings.


You will need to look after your nails to fingerpick well.  Strong nails need a healthy diet and to that end some guitarists eat a cube of raw jelly (US=jello) each day.  If your nails regularly crack or break, then you might look to adding a calcium supplement to you diet.  Do check with your GP or pharmacist first though, as too much calcium could be harmful.  Oils help too, either a commercial nail oil or pure olive oil.  A drop of oil  massaged into your nails on a regular basis will help to keep them strong.

Assuming you don’t have false nails or use nail varnish, which classical guitarists generally avoid, then a regular manicure routine is recommended.  I manicure weekly, to keep my nails in good shape and also the night before a concert, as newly shaped nails give a crisp, clean tone.  Using a blunt nail file, start by gently pushing back the cuticle using the flat side of the file’s smooth tip.  This stops the cuticle from  growing over the nail.  Then gently smooth the upper surface using a nail buff to reduce or remove ridges, which are where breaks in the nail are most likely to appear.

Always file your nails using a fine emery board, never cut them using scissors or clippers, which can stress the nail.  Shape your right hand nails into a smooth curve, avoiding sharp corners.

Finally, profile the right hand nails such that the upper edge is slightly rounded but the lower edge is sharp.

nail length

Your left hand nails should be short.  If you touch your left hand fingertips vertically onto a smooth, hard surface the nail should just touch the surface after applying a little pressure.  Nails that are too short will eventually cause your fingertips to become spatulate.  If they are too long you won’t be able to fret the string correctly, inhibiting your playing and potentially marking the fingerboard.

The nail length on your right hand is more a matter of preference.  As a general rule long nails give a sweet, soft sound, whereas short nails will give more volume and allow for greater speed and accuracy.  I manicure my nails to be slightly longer for playing the dulcimer, than the guitar.

In general, your nails should be short enough to allow your fingertips to touch and dampen the string when it is plucked but not so short that you have to hook your fingers to catch the string.  Indeed, this is the key to successful fingerpicking.

plucking the strings

Counter-intuitively, you do not actually pluck the strings with your nails.  Just before you pluck, let the pad of your fingertip rest gently on the string.  This dampens the string, stopping the previous note.  Even if you are fingerpicking very quickly, every single note is stopped before the next one is played.

Then, when the note is ready to be played, pluck the string using the pad of your fingertip, not your nail, by pulling the string sideways.  As your finger leaves the string, your nail with catch it and give a sharp leading edge to the note.  It’s important that you pluck the string sideways, rather than vertically, to avoid the string rattling against the frets.

If I tried to pluck with just my nails, my fingers would dance haphazardly over the strings and the resulting music would lack assuredness.  Likewise, there’s no need to ‘anchor’ the right hand by resting a finger on the woodwork.  This limits what you can do expressively and puts your hand in a poor position.  If you pluck the strings with the pads of your fingertips your fingers are already correctly positioned on the strings and your hand is then free to move around and deploy expressive techniques.

Best practice technique is to have your right hand fingers approach the strings vertically from above, not from the right.  Whilst there are stylistic reasons why you may occasionally vary from this, approaching the strings vertically from above (in both planes) will give the best control.

which fingers to use

Some players use their index, middle and ring finger to fingerpick with.  Whilst the brain can quickly adapt to playing this way, I don’t recommend it.  As I see it, best practice is to pluck the strings as follows :-

  • melody / chanter string – plucked by thumb
  • middle string – plucked by index finger
  • bass string – plucked by middle finger


Using this choice of fingers as your default will impart the most energy to the strings and so give the most volume for fingerstyle playing.  Volume is important, especially on the inherently quiet dulcimer, and achieving the most volume allows for greater dynamics.  Dynamics (the difference between the quietest and loudest sounds) are essential to giving emotion and form to the music.  Imparting the most energy to the strings is also key to highlighting expressive techniques played by both the right and left hands.  Indeed this is how the late, great dulcimerist Roger Nicholson made is wonderful music come to life.  There are exceptions to every rule, but by consistently using the same fingers as your default configuration, you will quickly develop muscle memory and play more fluently.

Using the thumb for the chanter string will naturally give slightly more volume to that string, which has several advantages.  In melody-and-drone fingerstyle playing, the melody on the chanter string is emphasised and not drowned out by the drones on the other strings.  When I arpeggiate chords in DAA, the thumb will typically play the melody note and this will often be on the first beat in the bar.  The thumb will therefore help to impart a sense of the melody and also help to reinforce the rhythm.

tasto and ponticello

These terms from classical music are just two of the many expressive techniques that can be deployed by the right hand to add colour and texture to the music.  Tasto means that the string is played (plucked) over the fingerboard, to the left of the strum hollow.  This results in a mellow sound consisting of mostly the fundamental (original) note.

By contrast in ponticello (or pont.), the string is played close to the bridge, to the right of the strum hollow.  Ponticello gives a bright, crisp sound with high harmonics included in the texture of the sound.

Both are valid and by varying where you play you can significantly alter the tone.  I tend pluck the strings just at the left of the strum hollow as a starting point, then sometimes vary towards tasto or ponticello to suit the phrase in hand.

best practice

I hope you found this article helpful.  You will have noticed that I used the term ‘best practice’ several times.  To me, there is no ‘correct’ music and you can play what music you want and how you want.  By all means learn best practice and then deviate from it for stylistic effect.  But by learning best practice first, you will generally play better and avoid giving yourself problems later on.

I have probably made many mistakes in my music career but one thing I don’t regret is spending a little time with the virtuoso guitarist Martin Simpson, leaning right hand technique to play fingerstyle well.